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New York car dealership tries to charge a buyer an extra $20k after a signed deal, claiming they made a pricing mistake

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  • Person signing car insurance or financing documents beside a blue model car and calculator.
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  • car dealership claims they made a mistake on pricing and want me to sign new contract for 20k more or threaten to repo

    I'm dealing with a pretty crazy situation with a car dealership and honestly wanted to see if anyone has dealt with something similar.
  • Back in November 2025, I bought a car from a Land Rover dealership in New York after a ton of back- and-forth negotiations.
  • They changed the deal multiple times during the process (APR changes, down payment changes, etc.), but eventually we agreed on final terms. I
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  • signed the paperwork, gave them a $30k down payment, they countersigned the contract, deposited my money, and released the car to me.
  • Person completing car insurance or auto loan paperwork beside a blue model SUV and calculator.
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  • A few hours later, someone from the dealership called me saying they "made a mistake" on pricing and wanted me to come back
  • and sign a new contract for an additional $20,000. I refused because the deal had already been completed and funded.
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  • After that, things got weird. They refused to give me payment instructions, refused to give me information about the
  • warranty products | purchased, and basically told me the contract was "null and void" unless I agreed to the new deal.
  • ** The total purchase price on the contract was approximately $97k. After my $30k down payment, the remaining balance to be financed was supposed
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  • Person calculating car insurance or auto loan costs while signing documents beside a blue model SUV.
  • to be around $67k. The paperwork I signed listed JPMorgan Chase as the lender, so I contacted them directly to begin making
  • payments. However, JPMorgan informed me that the dealership had halted the transaction and refused to finalize or
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  • activate the already approved financing loan. The bank told me they could not accept payments or open the account unless the dealership completed the financing process on their end.**
  • Despite my repeated attempts to move forward under the original signed agreement, the dealership refused to finalize the
  • financing unless I agreed to sign a new contract for an additional $20k, effectively placing me in a position where I could potentially be forced into default through no fault of my own.
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  • Even though they wouldn't. cooperate, I still tried to comply with the signed contract and mailed certified monthly payments directly to them. They
  • acknowledged receiving the checks, but intentionally refused to cash them while still holding onto them.
  • I also tried reaching out to management and the General Manager multiple times and never received any real response other than: either I re-sign and
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  • agree to pay $20k more, or they would refuse to help me in any way, including refusing to provide payment instructions.
  • Then today, I woke up and the car was just gone. No notice, no warning — apparently they repossessed it.
  • At this point, I'm trying to figure out what type of attorney I should hire and whether anyone has ever dealt with something remotely similar.
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  • Can a dealership unilaterally change or cancel a contract after it has already been countersigned, payment has been made, and the
  • buyer has already taken possession of the vehicle, simply because they claim they made a pricing mistake on their end?

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