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24-year-old daughter saves money for a year and a half, parents act like it's the family's emergency fund, she refuses to play along: '[They] never asked me once'

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  • A young adult woman looks stressed about sharing her savings without her consent.
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  • I'm 24 living at home still, been putting money aside for about a year and a half now, nothing crazy but a decent amount. Mentioned it casually to my cousin who's around my age, didn't think anything of it, he told his mom and his mom ended up telling mine. Classic.
  • Ever since then whenever something comes up, car repair, a bill, my brother needs something for school, my dad just kind of looks at me. Doesn't ask directly, just this look. And twice now my mom has straight up said "well you have savings" like that's a valid argument in a conversation I didn't start. I think part of it might also be that they're offended I never told them directly, like they had to hear it from my aunt which probably didn't help.
  • PF 1587ER F6 XDE B2 144671 6 M
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  • Was just sitting in my room on my phone last night, minding my business, and my mom comes in saying my brother needs new stuff for school and just stands there. Didn't even finish the sentence properly, just let it hang in the air. I already knew what it meant.
  • Nobody sat me down and asked, nobody said hey can you help, it's just become this assumed thing that my money is available for the household. And if I say anything I'm suddenly the selfish one being dramatic about "my savings" when we're family.
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  • I don't even know if I'm wrong here, sometimes I feel guilty and sometimes annoyed. Do I say something directly or just stop mentioning money stuff entirely going forward
  • Parents reviewing family budget, treating daughter's savings as part of household finances.
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  • Consistent-Dog8537 You are 24yrs of age. Do you pay rent? Board? Contribute to utilities? Contribute to food? I would say if you don't then you have no right to say your "savings" is only yours. You should be contributing to the household ESPECIALLY at your age. If you aren't? Then yes. You should chip in and help pay expenses for your brother or other things your household needs.
  • Puzzleheaded_Fail_10 Invest where you can't withdraw for years.
  • Maronita2025 Yeah, never mention money to others.
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  • catsandkittens 1308 Then be selfish and dramatic and tell them no. You don't owe them. I'd be mortified to ask my kid for money.
  • SillyMe2079 It's time to move out

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