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Wealthy 20-year-old college student gets told off by friend group for going into debt on purpose: 'I could just pay off the debt using my trust fund'

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    Wealthy teen college girl sits on fountain outside expensive home.
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  • 02

    Am I the a*sh*le for NOT acting wealthy?

    Hi, I'm 20f and come from a very wealthy new money family. I went to a public primary school, but by the age of 10 my family had become multimillionaires.
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    My older brother went to a private secondary school but I cried to my parents that I didn't want to leave my friends at the time so begged them to send me to the public one instead.
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    At this high school I met my now best friends. It's important to know my family doesn't flex their wealth.
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    We do live in a rather large house, and we do drive nice cars but other than that the only real sign of wealth would be the amount of gold I wear.
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    I grew up knowing I was privileged. My friends would always bring up their financial struggles and I tried my best to help them by always paying whenever we went out and stuff but I obviously couldn't solve there families financial difficulties.
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    Now recently I have taken to having a part time job. I do not need to work it's something I have chosen to do, I live off only the money i make and none of my families wealth.
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    I pay rent and buy groceries just like anyone else, but as I grew up with a lavish lifestyle and my part time job no longer supports that I've come into some credit card debt.
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  • 09
    I was discussing this with my friends when one of them got really agitated and started shouting at me, telling me I wouldn't know difficulty if it hit me in the face and that I need to stop acting ghetto and check my privilege.
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    Now I do know that if I needed to I could just pay off the debt using my trust fund or something but I didn't want to, I wanted to learn financial responsibility, but she doesn't seem to understand that and has since cut me off.
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    My friends think I am the a hole, and that I should've never brought it up because some people have real life problems and I'm just playing pretend.
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  • 12
    I want to know should I apologise to her or is she overreacting? In my opinion, I should be allowed to discuss something that is stressing me out with my friends without facing backlash.
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    D in yall hate me! I did not expect this to become a financial conversation, but you're all right, I do not know how credit cards and everything work.
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    My parents were against me attempting to provide for myself, so have not given me any advice on the matter.
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  • 15
    I see now it was insensitive of me to bring this topic of conversation up with my friends, and instead I should educate myself or accept my privilege.
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    I should also mention I am not working full time as I am at Uni, and that I will hopefully be working full time once I graduate.
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    Me providing for myself is not a temporary thing I am dabbling in for fun, I am genuinely trying to live on my own two feet, and make my own wealth.
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    Also I see now how ridiculous my gold comment was. It's just never occurred to me that it wasn't normal.
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    My parents raised me to never keep money in the bank, and instead to always invest it in Gold or Property.
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    I do not know how stocks and crypto work or else I'd put in there, but instead I put it in Gold, of which I do wear a few pieces.
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  • 21
    The gold is not bought with the intention of flexing, it's bought as an investment, and it's a common gift in my family.
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    That being said I bet some of you still despise me, and I'm sorry I can see why.
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    I have listened to the song and it rings true, again I'm sorry, but I can't change my circumstances.
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  • 24
    I promise I'm a nice person and my friends do love me, or they wouldn't have been with me since we were 12.
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    She has since unblocked me and reached out to me, and we have sorted out our differences
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    I know I'm not perfect but I am trying. Right yall it's 19:56 UK time, and there's currently 1133 comments.
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  • 27
    I have up until now read them all but I have feeling I won't be able to catch up if I come back in a few hours so I just want to say thank you for your views, they have changed my perspective and I wish you all the best (:
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    Wealthy teen college girl stands proudly in front of large home with perfect lawn.
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    Commenters were brutally honest!

    CinnaWhite Soft YTA. Not for having money. Not for working. Not for wanting independence. But for the room read. When you talk about credit card debt while everyone knows you have a trust fund safety net, it can land very differently to people who have debt with zero backup plan. To you it's a lesson in responsibility. To them it sounds like cosplay struggle.
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  • 30
    You're allowed to be stressed. Your feelings are real. But context matters. For someone who's watched their family actually struggle, hearing "I'm in debt but I could wipe it out anytime" can hit a nerve. If you value the friendship, I'd apologize for being insensitive, not for having money. Something like, "I didn't mean to minimize real financial stress. I see how that came off." She may still be projecting some stuff onto you, but this probably touched something deeper than just credit cards.
  • 31

    They're not wrong

    Naive_Pay_7066 Sorry but YTA You're cosplaying in their daily struggles and they know it. Your intentions don't matter because in reality you're never going to actually need to choose between buying food and keeping your power on.
  • 32

    Awkwardness abounds

    mattjrich123 You're complaining about credit card debt while driving a nice car and wearing gold in front of your poor friends.
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  • 33

    This girl could consider these comments part of her financial lesson

    zombiemiki YTA. Having debt isn't a good thing. There was no reason for you to take on that debt. You don't get points for suffering for fun.
  • 34

    Another good point...

    daveescaped We do live in a rather large house, and we do drive nice cars but other than that the only real sign of wealth would be the amount of gold I wear. What?! This has to be a joke. 'We don't display how rich we are. We just live in a big house and drive fancy cars and wear gold?!' Yeah, YTA.

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