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Man next to a red car after an accident, talking on the phone.
Image is representative only and does not depict the actual subjects of the story.
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AITA for wanting the entirety of my own insurance payout?
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The first mistake this sister made was agreeing to give her old car to her brother without having paid for it in full yet. She should have told him to either pay the entire amount in full or refuse to give him the car altogether. It shouldn't surprise her that he took advantage of her being family to skip some payment. When the risk is eliminated, and he doesn't feel the urging need to make the payments in time, well, why would he?
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The second mistake made, both from the parents' side and the sister's side, is not sorting out the insurance so it would be in the name of the person who actually drives the car. If the parents paid for the insurance up until now, why shouldn't they get the money from the payout?
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Car insurance claim form with stethoscope and toy car
Image is representative only and does not depict the actual subjects of the story.
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The most grave mistake, however, is getting into this mess in the first place. No one in the family is happy about the situation, and someone is bound to get hurt in the process. They never should have tangled themselves in an insurance or car ownership mess.
The only way out of this now is letting it go, if you ask us. The money is split, the car is gone. Just leave the rest behind if you want the family to stay intact.
But that is just our opinion. Let us know your thoughts in the comments below!
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