'I’m hesitant because of my dad’s past history with debt': 21-year-old Daughter stuck in an uncomfortable situation after bankrupt father and 22-year-old brother ask her to co-sign their $200k mortgage, mother suggests she sign

We'll do just about anything for family…besides perhaps signing ourselves up for a life-long era of sitting in a black hole of never-ending debt.

Yeah, just maybe not that. However, when our family needs us, saying 'no' can be a challenge we are not quite cut out for…which is understandable. It's difficult to set boundaries with the people we love, but sometimes when what they're asking of us is unrealistic, was have no other choice.

Take this family, for instance: A father who just filed for bankruptcy, a brother whose 3 months fresh at a new job, a mother who can't pay her cellphone bills, and you. The 21-year-old daughter whose family's just requested that you sign a 200k mortgage in your name… Um, sweetheart, this would be the time to implement that so-called 'boundary' we were discussing earlier.

We know that a daughter like this would do anything to help her family, but sometimes putting others' oxygen masks on before your own will only lead to a mess too big to clean up…

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After feeling surrounded by pressure from her family members, this 21-year-old daughter is left feeling helpless. She understands that signing a piece of paper is not a big deal, but it's what that paper means that is completely throwing her off balance. Co-signing for a house mortgage may not influence her life immediately, but if anything goes south, and her father and brother are unable to pay…all the liabilities fall on her lap, with no apologies…
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AITAH for not cosigning a mortgage agreement for my parents?

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