I think credit card companies should make people do a shopping test before they approve a new card,. It's a little like a driver's test but instead of you proving you can drive a car safely, it's just you in a room, in front of a computer connected to the Internet, and you must surf websites like Amazon, Ali Express and Wish for several minutes, proving you can do it without spending your money on stupid stuff you don't really need.
Obviously, Credit card companies WANT you to spend your money on stuff you don't need but I think the government should step in and do something about it. At least, someone should do that with me because I am unable to stop myself from making rash and irresponsible purchases on my own. Anyway, here are some product that I may or may not have ordered online and may or may not be on their way to my house as we speak.