'Should...employees be made to pay?': Craft store employees shocked by manager's note

There's motivation, and then there's whatever this is. It's certainly not motivational, that's for sure. 

There was a time not so long ago when credit cards were only used for big purchases. Then, stores evolved to let people use them for smaller shopping trips. These days, it seems like everyone has at least a few cards, and we use them constantly. Regular old cash has taken a back seat. 

Credit cards are ubiquitous at retail locations especially. Many stores offer their own credit cards. That can come in handy if the card comes with perks and you shop at that place all the time. A lot of cashiers are required to ask you once, twice, or three times each time you shop if you'd like to open a card. 

However, many find this practice unethical. The cards often have high APRs, with some as high as 30% or more. That means if you miss a payment, you'll have to pay an extra 30% of whatever you owe. So to my understanding, if you have $200 on your card that month and don't pay it, guess what? You now owe $260, and maybe some additional fees, too. Regular credit cards usually have much lower APRs than that, so opening one of these cards for a mega shopping trip and then forgetting to pay it off can be detrimental. Does that matter to management? No, of course not. They're in the business of selling you credit cards, and business is good. 

Now that you've had your mini-lesson on credit cards and credit card debt, check out the sign below, as well as the commenter's suggestions for what this employee should do. Then, check out this amazing text thread between a sassy lawn care owner and an entitled potential customer.