‘You can’t deny my applications now': Insurance company dodges client's attempts at applying for financial assistance due to costly medical tests; client cleverly finds ways to resubmit application

Insurance companies like to convince us how much we 'need them', promising us a path to the land of milk and honey. The time comes to reap some of those benefits they assured were ours, and then voila, they ghost us, lie to us, or tell us that we are not entitled to said benefits. Sigh, tsk, tsk, cough. Why must we always fight tooth and nail for what is rightfully ours? What are we even paying them for if they end up being no help?

One person took to Reddit, r/maliciouscompliance, explaining how they complied with their insurance company which was definitely trying to play dumb so they could avoid paying them. The story was frustrating to read, maybe because it hit so close to home, and I immediately realized that the company was doing what all insurance companies do… avoid, avoid, avoid.

What happened goes as follows… OP was paying hundreds of dollars out of pocket for medical tests, so they decided to apply for financial assistance with their company, which, by the way, they met the criteria for. The company did everything in its power to pretend they had never gotten an application… scroll down to read exactly how it all ended up playing out. Disclaimer… this is an ongoing issue.

For more, a resident who messed with his neighbor's attempts to install a roof, and ended up getting the worse end of the stick as a result.